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Personal budget banane ka mahatva aur usse financial discipline kaise laaya ja sakta hai. Blog mein budgeting ke basic steps cover karein:Monthly income aur expenses ka analysis.50/30/20 rule (50% needs, 30% wants, 20% savings/investments).Budgeting apps jaise Moneycontrol ya Walnut ke use ki salah.Common mistakes jaise overspending ya emergency fund na banane se kaise bachein.Tips: Regular budget review aur small savings goals set karna.